posted by ![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
askye at 08:24pm on 27/10/2006
askye at 08:24pm on 27/10/2006My superfantastic raise is less superfantastic in the light of federal taxes. I knew I shouldn't have been building up castles in the sky of buying a cheap laptop. I got my first paycheck (yay!) and it's more money, but the federal tax that was taken out is more than what was taken out in 2 weeks at my old pay rate.
Maybe I filled out the w4 (or whatever it is) differently so more is being taken out. I don't know. It doesn't seem right that instead of paying out about $60 every two weeks I'm now paying out about $70 per week.
Once I factor that in, instead of making enough to cover the increased insurance plus a little cushion the extra money will be about $20 short of covering the increase.
The temp agency does offer health insurance but they don't cover mental health so there's no reason in even looking at it because that's pretty much what I use it for. But I have to wait and see, because I didn't get a full pay check. So I'm going to see how much money I get from a full pay check.
What kills me is that the holidays. I'll miss three days in November - Veteran's day,Thanksgiving and the day after. Then Christmas will be a day, then 2 days in Jan -- New Year's Day and also Martin Luther King, Jr. I'll see if maybe my supervisor will be cool with me coming in early or staying late ot make up some of that time, but because they are paying an agency so much money she might be unwilling to do that for me. So I won't even be able to see what a full month's pay is like until Feb.
And I haven't been as frugal as I have been in the past. I've wasted so much money on stuff and let my utility bill creep up on me.
Maybe I filled out the w4 (or whatever it is) differently so more is being taken out. I don't know. It doesn't seem right that instead of paying out about $60 every two weeks I'm now paying out about $70 per week.
Once I factor that in, instead of making enough to cover the increased insurance plus a little cushion the extra money will be about $20 short of covering the increase.
The temp agency does offer health insurance but they don't cover mental health so there's no reason in even looking at it because that's pretty much what I use it for. But I have to wait and see, because I didn't get a full pay check. So I'm going to see how much money I get from a full pay check.
What kills me is that the holidays. I'll miss three days in November - Veteran's day,Thanksgiving and the day after. Then Christmas will be a day, then 2 days in Jan -- New Year's Day and also Martin Luther King, Jr. I'll see if maybe my supervisor will be cool with me coming in early or staying late ot make up some of that time, but because they are paying an agency so much money she might be unwilling to do that for me. So I won't even be able to see what a full month's pay is like until Feb.
And I haven't been as frugal as I have been in the past. I've wasted so much money on stuff and let my utility bill creep up on me.